Langat Jaya Condominum, Cheras, Hulu Langat

Langat Jaya Condominum, Cheras, Hulu Langat

RM 260 000

- Freehold / Bumi Lot
- 3 Rooms, 2 Bathroom
- 938 sq ft
- Level 11
- Pool view

Facilities:
- 24 hours security
- Swimming pool
- Gymnasium
- Tennis court
- Car park

Langat Jaya Condominium is a freehold condominium located at Jalan Datuk Alias, Taman Langat Jaya, 43200 Cheras, Malaysia. It has 2 blocks of 23 stories and the built up size is approx. 938 sqft per unit.

Facilities provided are gymnasium, tennis court, swimming pool, car park, mini market, playground and 24 hours security.

There are a few schools in the area with the closest being SK Bukit Raya. It is situated along Jalan Hulu Langat about a 5 minute drive away. Other schools nearby are Sekolah Sri Murni and Sekolah Rendah Agama Batu 9 to name a few. They are also situated along Jalan Hulu Langat but are about a 10 to 15 minute drive down.

There are several shops in the area as well as diners.

Lebuhraya Cheras-Kajang is a 10 minute drive from Langat Jaya Condominium via Jalan Hulu Langat, making it easy for residents to travel to and fro the condo.

Please contact:
EN DIN @ 018 2242 172
(Registered Real Estate Negotiator) - REN 03826

Credit to : carihartanah

Sell - Double Storey Taman Geriang Utama

Double Storey Taman Geriang Utama, Tanjung Malim

( INTERMEDIATE UNIT )

RM230,000 (NEGOTIABLE)

(BOOKING 3%, 7% is paid upon signing S & P: 7% can be paid through KWSP or EPF)

(SPECIAL PRICE FOR CASH BUYER)

** BUMILOT, FREEHOLD **
** 4 ROOM, 3 BATHROOM **
** HOUSE FACED PLAYGROUD **
** 500 meters to / from Masjid Ar Rahman , Hulu Bernam , Sekolah Rendah Agama Hulu Bernam , Police Station Hulu Bernam , Klinik Kesihatan Hulu Bernam **.
** 2 km TO Bandar Tg Malim
(Grand Union Supermarket, Grocery, 99 Speedmart,Banks (BSN,AGROBANK,MAYBANK,EONBANK,BANK ISLAM,AMBANK,TABUNG HAJI) **
** 4 km to UPSI Campus **
** 10 km to PROTON Factory **

Please contact:
EN DIN @ 018 2242 172
(Registered Real Estate Negotiator) - REN 03826

Credit to : carihartanah

Sell - Saujana Damansara Damai Apartment

Saujana Damansara Damai Apartment 

RM 190,000 Nett 

Leasehold / Bumilot 
750sq.ft 
3bilik, 2 bathrooms 
level 4 (no lift) 

facilities: 
Swimming Pool, 24 Hour Security, Parking is available in the units. 

Nearby: 
Masjid Al Muhtadin Damansara Damai, Petronas / Shell, Sek Keb / Men Damansara Damai, Night Market Apartmenr Permai (every Friday), Econsave, Maxvalue, Shoplot Damansara Damai, Prima Damansara, Sri Damansara, etc. 

Utilities 
Sg Buloh KTM, Bus Stop, Sg Buloh MRT (Under construction) 

Nearby areas 
-Kepong 
-Sri Damansara 
-Sg Buloh 
-Damansara Perdana 
-Kota Damansara 
-Bandar Utama

Easy Access 
MRR2, LDP / SPRINT, NKVE, PLUS higway 

10% deposit (3% booking 7% is paid upon signing s & p) 

Contact: 
EN.REMY 0162418620 
(Registered Real Estate Negotiator) - REN 03 877

Credit to : carihartanah

Rumah Selangorku Scheme

Selangor State Housing Policy is to materialize the goal of "One Family Residential Perfect One '. This is to ensure that all citizens or families have a place to live a good, comfortable and safe place to live. The State Government has introduced a new concept of housing, Perumahan Mampu Milik or "Affordable Homes" that gives more comfort either in terms of size, design or community. 


Now Low Cost Housing Low Medium Cost Houses, Medium Cost Housing and Affordable Homes known as Rumah Selangorku.

Source : lphs.selangor.gov.my

PR1MA Eligibility Criteria

The PR1MA Berhad has set certain PR1MA Eligibility Criteria that the applicants need to meet to qualify as aPR1MA home purchaser.  The applicants must :

• be a Malaysian citizen
• be at least 21 years of age
• have a monthly household income of RM2,500 to RM7,500
• own no more than one property
• adhere to other guidelines set-forth by the States

Monthly Household Income

In view that the PR1MA home objective is to assist middle-income citizens to own a house, PR1MA do screening your application carefully. One of the main criteria is on the monthly household income to ensure the right group of people will enjoy PR1MA home.

If your monthly household income is out of RM2,500 – R M7,500 range, you are considered an unqualified PR1MA applicants.

Important Notes for PR1MA purchaser !

1. PR1MA properties are subjected to a 10-year moratorium. During the first 10 years, you are not allowed to sell the property without prior approval from PR1MA.
2. PR1MA properties MUST be owner occupied.

Credit to : primahome

PR1MA

Perbadanan PR1MA Malaysia was established under the PR1MA Act 2012 to plan, develop, construct and maintain high-quality housing with lifestyle concepts for middle-income households in key urban centres.

PR1MA homes come in various types and sizes within an integrated community; sensibly designed to suit different household needs. Priced between RM100,000 to RM400,000, you can now own a home that is well within your reach. Earmarked for development in key strategic urban areas nationwide, PR1MA is open to all Malaysians with a monthly household income between RM2,500 to RM7,500.


Source : : pr1ma.my

My First Home Scheme Criteria

Key Features and Benefits                                                       

First Home purchase  (Subject to affordability)                     

• Up to 100%  financing
• Residential property only

Qualifying Criteria                                                                      

Eligible Borrowers                                                                      

• Must be a Malaysian citizen
• First time home-buyer
• Individuals up to age 35 years
• Single borrower gross income not exceeding  RM5,000/month and joint borrowers gross income not exceeding  RM10,000/month (based on gross maximum income of RM5,000/month per borrower)
• Repayment of total financing obligation must not be more than 60% of the net monthly income or maximum financing limit of the participating bank, whichever is lower

Eligible Properties                                                                        

• Residential properties located in Malaysia
• Minimum property value of RM100,000
• Maximum property value of RM400,000
• Owner occupied  (buyers are required to reside in the property)

Financing Requirements                                                               

• Financing tenure not exceeding 35 years, subject to borrower’s age not exceeding 65 years at the end of financing tenure. Revised maximum tenure is in line with BNM's ruling announced on 5 July 2013
• Amortising facility only (no redrawable features)
• Installments payable via monthly salary deduction or standing instruction
• Compulsory Fire insurance/takaful

Source : srp.com.my

My First Home Scheme

Skim Rumah Pertamaku (SRP) - My First Home Scheme was first announced in the 2011 Budget by the Malaysian Government to assist young adults who have just joined the workforce to own their first home.

The Scheme allows young adults to obtain 100% financing from financial institutions, enabling them to own their 1st home without the need to pay a 10% downpayment. This is in line with the Government’s aspirations of increasing home ownership amongst the people.

In 2013 Budget, it was announced that the gross income limit was increased from RM3,000 to RM5,000 per month and certain qualifying criteria were abolished with effect from 1st January 2013.

Source : srp.com.my

Guidelines From Loanstreet

Guidelines for First Time Homebuyers 

If you've never bought real estate and wondered how the process, here is a simple guideline for you. Buying real estate is a big decision in your life, and the whole process takes a long time .. 

Step 1: Finding the Ideal Property 

The first step to buying a property should find the right property that meets all your needs. Requirements are unique to each individual and some individuals may have more needs than others. Depending on whether you are buying a property for investment or for your own life, needs may vary. 

Step 2: Securing Agreement 

Once you have found the right property, you will be required to pay 2% - 3% booking fee (booking fee) to property developers or real estate agent and the receipt of the reservation will be given to you. Within 14 days of the day, you will be asked to sign the Sale and Purchase Agreement (also known as S & P) and also pay 7% - 8% of the remaining deposit, depending on the amount of loan you can get. (In some cases where the valuation is lower than the purchase of real estate, the bank will only approve loans up to 90% of the total evaluation. Fact, you have to pay the balance of the purchase price of the property and the loan amount. As a result, we strongly encourage you get your financing in 14 days because you do not know the amount of the loan will be approved.) 

Step 3: Getting Financing / Loans 

This is part of the process that takes the longest time apart from finding the right property. You want to get a loan from the bank whether that charge low interest or having the characteristics of a product or most interesting convenient for you. In this process, you will need to submit the application form with all supporting documents equivalent (such as a copy of your ID card, salary slip, EPF statement, receipt book, etc.) to the bank and the bank will evaluate your credit profile to determine whether they want to accept or reject your application. If the bank makes a decision to approve the loan application, they will issue a letter of offer and you have to sign as a sign of agreeing manerima deals. 

p / s: This is where Loanstreet can help speed up and save time and solve your problems. 

Step 4: Signing of Agreement 

The signing of the agreement in the eyes of the law means that you need to hire a lawyer to perform the S & P Agreement and the Loan Agreement. Depending on certain factors, you may need to perform the S & P Agreement and the Loan Agreement by other lawyers. Once you have signed the required agreement, the lawyer will take over and stamp the agreement (in which you have to pay stamp duty and legal fees), and implement the registration of the transfer at the Land Registry. Depending on certain aspects, sometimes the transfer of registration can take up to a year to complete. However, in normal circumstances, it should not take more than 3 months. 

When all was finished, the bank will pay the seller the amount of the loan and the balance will be sent to you. This completes the whole process where you are now is the legal owner for the property. 

Tips, Tricks and inconvenience 

1. In addition to the down payment, do not forget to be careful with other start-up costs when buying property (legal fees, stamp duty, valuation, etc.) Use a Mortgage Calculator and our Initial costs to calculate the cost of your participation. 
2. Until December 31, 2014, if the purchase of your first home is priced below 400,000, you are eligible to receive a 50% discount on stamp duty for Sale and Purchase Agreement and your loan documentation. Use this to your advantage. 
3. Beware of real estate valuation. Just because you buy a house at a certain price does not mean the bank will assess the property at the same price. Banks usually only lend up to 90% of the purchase price or valuation. Therefore, if the assessment is less than the purchase price, you may need to add cash!

Credit to : loanstreet

As Salam